About Us

The Department of Housing and Community Development administers a range of Federal, State, and County-funded programs to create and preserve affordable housing units for low - and moderate-income residents in Howard County.  The Department provides access to affordable homeownership and rental units, provides loans for down payment and closing cost assistance, and offers homebuyer education classes to encourage homeownership in the county. The Department also receives Community Development Block Grant (CDBG) and Home Investment Partnership (HOME) program funding from HUD to provide loans and grants for special needs housing programs, rental assistance, and community facilities

Come Home to Howard County


Housing Opportunities Master Plan

County Executive Ball released the Housing Opportunities Master Plan to the public at an event on May 18, 2021. The Department of Housing and Community Development would like to thank the members of the Housing Opportunities Master Plan Task Force for their time and commitment to the development of the plan. The 40-page plan, and 80 recommendations that follow, is based on data analysis and research of neighboring jurisdictions and nationwide, as well as input from community practitioners, housing partners and the public over the last 14 months. The community was able to participate in the process and development of the plan through 22 task force meetings, 5 community meetings, multiple environmental justice outreach discussions and 2 surveys with over 2600 responses.

Click here for the Master Plan

Appendix A - Detailed Recommendation

Appendix B - Comparison of Task Force and Plan Recommendations

Appendix C - Market Overview and Background Research

Appendix D - Overview of Policy, Program and Funding 

Appendix E - SWOT Analysis

Appendix F - Public Engagement Summary

COVID-19 Rental and Home Owner Assistance

JUNE 14, 2021 - Howard County residents impacted by COVID-19 pandemic may be eligible for assistance to pay up to 15 months of past due rent, utility bills and mortgage payments to prevent eviction or foreclosure. Click here for more details.


More From The Department
HCD Advisory Board

The Department of Housing & Community Development Board - Members and Meeting information

Columbia Downtown Housing Corp

Columbia Downtown Housing Corporation - Members, Meetings and New Cultural Center information

I'm A Developer or Builder

All new construction must designate a specified percentage of units as MIHU.  Developers, as you work with the Department of Planning & Zoning you should review this information.

Additionally, requests for PILOTs and APFO begin here.

I'm A Non-Profit

The Department receives funding primarily from the U.S. Department of Housing and Urban Development (HUD) and administers those grants to non-profits who work directly with residents of Howard County.  The County receives Community Development Block Grants (CDBG) and Home Investment Partnership (HOME) funds from HUD and most recently funds from the U.S. Treasury Department.

Housing Opportunities Master Plan & Task Force

HOMP meetings and the Plan.

Rental Housing Sales

Effective September 6, 2020, before you sell your multi-family rental property you must notify this Department and the Howard County Housing Commission.

Publications and Reports

The Department's monthly reports and general documents can be found here.  For any documents prior to 2021, please send a request to [email protected]


Find the latest news updates.


Kelly A. Cimino
Director of the Department of Housing and Community Development
Elizabeth Meadows
Chief, Community Planning and Grants
Nkechi Animashaun
HOME Program Specialist (Federal Grants)
Linda Phillips
SDLP Coordinator & COVID Foreclosure Prevention
50+ Adults
Department / Office
Homes & Communities

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