Medicare Counseling - Provided by SHIP


The Howard County State Health Insurance Assistance Program (SHIP) provides education and counseling, the most universal and critical needs for today's Medicare beneficiaries, their families, and/or caregivers. Our trained staff and volunteers provide information and counseling services - free, unbiased and confidential - for all Medicare beneficiaries, regardless of age.

If you have any questions with these or other Medicare topics, we can be of help:

  • New to Medicare
  • Benefits and Coverage
  • Prescription Drug Plans or Medicare Advantage/Health Plans
  • Supplemental Policies
  • Help with Costs
  • Fraud & Abuse (Senior Medicare Patrol)

The Howard County SHIP program offers one-on-one sessions, available by appointment only, in 50+ centers across the county; home visits are available, if needed. SHIP also provides public education and outreach on Medicare and related programs, with presentations scheduled throughout the year or made available for groups on request (see links at the top or bottom of the page for a list of upcoming Medicare information events).

Please call 410-313-7392 to leave a message for general inquiries or to schedule an appointment at one of the Howard County 50+ Centers where SHIP counseling is offered (see below); a SHIP Counselor will return your call in a timely manner (within 1-2 business days).  Please be aware that counseling sessions are by appointment only. 


Bain 50+ Center
Appointments are scheduled daily, Monday-Friday. 

Ellicott City 50+ Center
Appointments are scheduled Wednesday mornings and Thursday afternoons.

North Laurel 50+ Center
Appointments are scheduled the first and third Thursday of each month. 

Contact SHIP: 410-313-7392 (voice/relay)
Join the Howard County SHIP Email List (This link will open a new window which will take you to the MailChimp sign-up form. The window can be closed after submitting the form.)

If you need this information in an alternate format or need accommodations to attend a SHIP presentation, call Maryland Access Point at 410-313-5980 (voice/relay) one week in advance.