Howard County maintains two defined benefit retirement plans for their employees: one for the general employees including correctional officers, and the other for police officers and firefighters. The retirement department is committed to enhancing the understanding of the plan benefits while providing quality service to our members as they move to and through retirement.
Special State of Emergency Coronavirus (COVID-19) Update
Howard County's Office of Human Resources and the Retirement Team are taking precautions to ensure the health and safety of the participants we serve and our employees. At this time, in-person appointments with a retirement team representative have been suspended until further notice. For employees looking to retire within the next two months please contact one of our team members to make the necessary arrangements.
Pension – monthly benefit payments
Be assured that there has been no impact to your monthly ongoing pension benefit payment. However, if you receive payment by check and have concerns about receiving mail or your ability to get to a bank, consider setting up direct deposit to have your monthly payment deposited into your bank account.
We are still available to assist you with all your retirement needs. Please reach out to us by using the contact information below.
Forms For Retirees
MD State Tax Withholding (For non-Maryland residents, please contact the Office of Human Resources for the applicable withholding form.)
Return forms via US Mail to:
Howard County Office of Human Resources, Attn: Retirement Coordinator, 3430 Court House Dr., Ellicott City MD 21043
Retirees receiving benefits from the Maryland State Retirement Agency should follow this link for forms: www.sra.state.md.us
Retirees of the Howard County Retirement Plan and The Howard County Police and Fire Employees' Plan can manage their information online by going to https://howardcounty.mypenpay.com.
- Update primary address
- View up to 24 months of payment history
- Update direct deposit and tax withholding elections
- View copies of the previous 5 years' Form 1099-R
- Elect to go paperless
If you need help logging into mypenpay, call system support at (866) 471-0368.
2021 CHECK DATES
Direct deposits occur on the first business day of each month:
Check Date Deposit Date
January 1, 2021 Monday, January 4th
February 1, 2021 Monday, February 1st
March 1, 2021 Monday, March 1st
April 1, 2021 Thursday, April 1st
May 1, 2021 Monday, May 3rd
June 1, 2021 Tuesday, June 1st
July 1, 2021 Thursday, July 1st
August 1, 2021 Monday, August 2nd
September 1, 2021 Wednesday, September 1st
October 1, 2021 Friday, October 1st
November 1, 2021 Monday, November 1st
December 1, 2021 Wednesday, December 1st
Every July 1, a Cost-of-Living Adjustment (COLA) is added to the monthly benefit of each retiree and beneficiary who has been in pay status for 12 months or more.
The Cost-of-Living increase awarded on July 1, 2021 will be 1.0790% for eligible retirees. It is important to note that the increase will be applied to your gross monthly retirement benefit, before any tax withholding or health insurance premium payments.
The COLA is based on the percentage change in the Consumer Price Index (CPI-U) for the Baltimore-Columbia-Towson area, from February of the current year to February of the preceding year, as published by the Bureau of Labor Statistics. Details of the COLA calculation are set forth in Section 1.435 and 1.435A of the Howard County Code.