About
An array of housing options are available in Howard County to meet the varying needs of residents to help maintain independence, dignity, and safety. The Office on Aging and Independence maintains a comprehensive listing of all nursing homes and assisted living facilities in Howard County. Information includes addresses, contact numbers, and subsidy eligibility. Information on independent living and community-based services and supports are also available below. For more information contact Maryland Access Point at 410-313-1234 (voice/relay).
Housing Options
| Type of Housing | Continuing Care (CCRC)/Life Plan | Assisted Living | Nursing Home Care |
|---|---|---|---|
| Primary Definition | A community offering a lifetime continuum of care from independent living to nursing care. | Provides housing and supportive health services for those needing help with daily living. | Requires a medical skill level as determined by medical providers. |
| Levels of Care | Full Continuum: Independent, Assisted, and Skilled Nursing on one campus. | Levels 1–3 (Low, Moderate, High) based on intensity of need. | Provides the highest level of 24/7 clinical medical care for those with complex/chronic health conditions. |
| Financial Structure | Large Entrance Fee (minimum 3x monthly fee) plus recurring monthly fees. | Monthly rental fees plus service fees (Pay-as-you go). | High monthly costs are often over $10,000 per month. |
| Contract Term | Long-term (usually for life or >1 year). | Typically, month-to-month or short-term. | As long as nursing home level of care is required. |
For more information about Continuing Care please visit the Maryland Department of Aging website which provides comprehensive consumer information for people interested in learning more about Continuing Care Retirement Community (CCRC) is available using the link above or by calling 410-767-1100.
These communities vary greatly in size, type of homes from yearlong rentals (leases) to home ownership and Homeowner Associations (HOA) which include maintenance and activities.
A 55+ or Active Adult community is a community designed specifically for persons aged 55 and older. These communities are age-restricted, meaning residents have to meet the 55+ requirement in order to purchase a property. However, there may be some exceptions to this rule. Please refer to the community’s guidelines.
Continuing Care Retirement Communities (CCRC) also known as Life Plan Communities are a single campus offering onsite independent, assisted living, and nursing care facilities. These communities often have a financial entrance fee and may require you qualify both financially and medically to move in.
There are subsidized senior apartment communities available for those who qualify financially.
List of available communities:
Learn about assisted living facilities located in Howard County.
Learn about rehabilitation and long-term care facilities.