Howard County Housing and Community Development

Available Funds through the SDLP Program as of July 1, 2017

The Department is pleased to announce that funding is now available through the Settlement/Downpayment Loan Program (SDLP).  The program is now accepting loan applications for those looking for assistance in purchasing a home in Howard County.  For additional information, please click on this link -  SDLP

New Housing Repair Program

The Reinvest*Renovate*Restore program is designed to provide low-interest loans to homeowners to make necessary home improvements, such as a new roof, and cosmetic updates, such as adding hardwood floors, to update their homes.  Homeowners must also agree to spend some of the loan proceeds on exterior improvements to improve curb appeal and overall neighborhood appearance.


Homeowners may apply for loans up to $40,000 and repay over 25 years.  Maximum household income limits, based on 80% of the Howard County area median income adjusted for family size, apply (example: $88,714 for a family of four).  Applicants must live in the home as their primary residence, meet minimum credit score requirements and have sufficient household income to repay the loan.  For more information visit here.

Office Location
6751 Columbia Gateway Dr., 3rd Floor 
Columbia, MD 21046 
Phone: 410-313-6318