Bond Information Disclosure
Howard County Department of Finance

Disclaimer Before Viewing Official Statements on Howard County Bonds


Howard County Department of Finance (Finance) is a department of the Howard County Government.  Information on Howard County Bonds will be available to you after you read and acknowledge this disclaimer. The Official Statements linked to the Bond Information section of the Finance website (the “Bond Information Webpage”) is the only information on this site intended to reach the investing public, including Howard County bondholders, rating analysts, financial advisors, or any other members of the investment community.

Use of this Website

Your access and use of this site is subject to the following terms and conditions and all applicable laws.  By accessing and browsing this site, you accept these terms and conditions without limitation or qualification.

Contact Person

If you need help downloading Official Statements or other information, or would like to obtain copies of printed Official Statements, please contact Finance’s Bureau of Cash & Debt Management at (410) 313-4063.


All information contained in the Finance Bond Information Webpage is obtained from sources believed to be accurate and reliable.  Refer to the Official Statement of each series for complete information on that issue.  This information, however, is prepared “without audit” unless otherwise identified as audited financial information.  Due to the possibility of human or mechanical error as well as other factors, this information is provided “as is” without warranty of any kind and Finance makes no representation, express or implied, as to the accuracy, reliability, completeness, or timeliness of this information, and is not responsible for any loss or damages incurred by parties using this information.

You will need Adobe Reader software to accurately read and print the Official Statements.  If you do not have Adobe Reader, or if you are using a version earlier than the current version, you may obtain an updated version of Adobe Reader free of charge from the Adobe website. Using software other than the current version of Abode Reader may cause the Official Statements that you view or print to differ from the Official Statements as they were posted on this website or as they appear in Finance’s printed version.  You assume the risk of any such discrepancies as well as any discrepancies related to communication transmission or other printing problems.

The Official Statements located on the Bond Information Webpage have been included for general information purposes only and no person should make any investment decision in reliance upon the information contained herein.  The Bond Information Webpage and the information contained herein do not constitute an offer to sell or the solicitation of any offer to buy securities.  Finance currently anticipates that the disclosure documents prepared from time to time in connection with the offering and sale of securities by Howard County may contain information updating or supplementing the information presented at this website.  In addition, certain financial information and operating data, as well as information regarding certain material developments concerning Howard County and securities from time to time issued by it, may be filed with the continued disclosure service established by the Municipal Securities Rulemaking Board known as the Electronic Municipal Market Access “EMMA” system,  Finance in its discretion will determine whether to include such updated information on its website or to otherwise supplement, update or modify the information at this website.  Furthermore, the information in each document or file is dated as of the date or dates indicated, and Finance disclaims any duty or obligation either to update the information contained at the Bond Information Webpage or to maintain the availability of such information.  Such supplemental, updated or modified information may be obtained from the website cited above.

Restrictions on use of Website Materials

Finance maintains the Bond Information Webpage to provide you with information, and for education and communication.  Please feel free to browse the site.  You may download material displayed on this site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials.  You may not, however, distribute, modify, transmit, reuse, repost, or use the contents of this site for public or commercial purposes, including the text, images, audio, and video without permission of Finance.

Archived Documents Acknowledgement

I acknowledge that I am entering an area of the website for historical archived documents; that each archived document speaks only as of its date; that finance has undertaken no obligation to update the information.

Acknowledgement of Disclaimer

I have read the foregoing disclaimer and expressly agree to each of its terms; I also understand that, as indicated above, official forms of disclosure documents are available elsewhere and that material information important to the making of informed investment decisions may have been posted elsewhere.