Moderate Income Housing Unit Program (MIHU)





The October open enrollment period for the Moderate Income Housing Unit Program (MIHU) begins on Monday, October 3, 2016.     Applications for homeownership will be accepted through 5:00 p.m. Monday, October 31, 2016.  Please click here to access the October, 2016 Application.

                                            MIHU Buyers and Renters Workshop


                                            DATE:                    Thursday, October 20, 2016

                                            LOCATION:            6751 Columbia Gateway Drive, Columbia, MD 21046

                                            TIME:                      6:00 PM -  8:00 PM

                                             TO REGISTER:      Call (410) 313-6343


Prospective Buyers and Renters  are ENCOURAGED  to register to attend this FREE information session.  Attendees will become  knowledgeable of program requirements and the application and selection processes.  In addition, Guidewell Financial Solutions will be on hand to address the importance of credit and how it impacts the home buying and renting processes.

The MIHU Program is an inclusionary zoning program that requires developers of new housing in specific zoning districts to sell or rent a portion (generally 10-15%) of the dwelling units to households of moderate income. MIHUs are sold or rented at affordable prices and rents set by Howard County Housing.

Any person or family can apply to buy or rent an MIHU, provided their household income does not exceed the following maximums:

Household Size Maximum Permitted Income Effective 1/1/2016

1 $60,194 $45,146
2 $68,794 $51,595
3 $77,393 $58,045
4 $85,992 $64,494
5 $92,871 $69,654
6 $99,751 $74,813
7 $106,630 $79,973
8+ $113,509 $85,132

Base sale prices for MIHUs range from $224,000 for a condominium to $305,000 for a townhouse. Prices vary depending on the size and amenities of the unit. Rents range from about $1,209 to $1,870, including utilities. MIHUs are interspersed throughout each development and enjoy all of the amenities of each community.

An individual wishing to purchase an MIHU must fill out an application form during one of four open enrollment periods held throughout the year -- during the months of January, April, July and October.

For more information, call our MIHU Division at 410-313-6343.

To learn what happens after you submit your application read: " Now What" ?

The application includes information about the applicant’s income, assets and household size. In addition, an applicant may qualify for one or more purchasing preferences, such as: a first-time homebuyer, living or working in Howard County, or employed by County government, the school system, or a nonprofit organization.

Once an application is received and determined complete, the applicant’s name is placed on a waiting list. As for-sale MIHUs become available, eligible applicants are notified and invited to attend a lottery drawing to select an eligible purchaser for each home. The selected purchaser must contract with the seller, obtain a mortgage commitment, and pay all downpayment and settlement costs.

Applicants interested in MIHU rentals may apply directly to a participating rental community at anytime during the year. MIHUs are rented on a first-come, first-serve basis. MIHUs are interspersed throughout each community and residents enjoy all the amenities of the community life. Rental management addresses and phone numbers can be found on the Apartments for Rent page below.

Homes for Sale - updated October, 2016

MIHU Regulations

Read our most " Frequently Asked Questions" about our MIHU program.

Call the Department of Housing and Community Development at (410) 313-6318 for additional information about housing unit types, unit sizes, purchase or rental prices and further details about how you can become eligible for affordable housing opportunities.