Moderate Income Housing Unit (MIHU) Program

**OPEN ENROLLMENT**

The April open enrollment period for the Moderate Income Housing Unit Program (MIHU) begins on Monday, April 3, 2017.     Applications for homeownership will be accepted through 5:00 p.m. Friday, April 28, 2017.  Please click here to access a printable application or click here for the New On-Line  Application.  Please be prepared to upload the following documents:  paystubs, W-2, tax returns, and any other income documentation or college transcripts as needed.

DHCD will host two MIHU workshops to explain the program’s eligibility requirements and application process.  These workshops are free and open to the public, but registration is required. Please use the links below to register for the workshop of your choice.

MIHU RENTERS INFORMATION WORKSHOP

When: April 19, 2017

Where: Gateway Building - Classroom  #2

ADDRESS:  6751 Columbia Gateway Drive, Columbia MD 20146

Time:  6:00 p.m. – 7:30 p.m.

  Click here to register for the Rental Workshop

MIHU HOMEOWNERSHIP INFORMATION WORKSHOP

When: April 20, 2017

WHERE:  George Howard Building - Ellicott Room

ADDRESS:  3430 Court House Dr., Ellicott City, MD 21043

Time: 6:00 - 8:00 p.m.

Click here to register for the Home Buyers Workshop

Prospective Buyers and Renters are ENCOURAGED to register to attend these FREE information sessions.  Attendees will become knowledgeable of program requirements and the application and selection processes.  In addition, Guidewell Financial Solutions will be on hand to address the importance of credit and how it impacts the home buying and renting processes.

The MIHU Program is an inclusionary zoning program that requires developers of new housing in specific zoning districts to sell or rent a portion (generally 10-15%) of the dwelling units to households of moderate income. MIHUs are sold or rented at affordable prices and rents set by Howard County Housing.

Any person or family can apply to buy or rent an MIHU, provided their household income does not exceed the following maximums:

Household Size Maximum Permitted Income Effective 1/1/2017

Purchase
Rent
1 $62,100 $46,575           
2 $70,971 $53,228
3 $79,842 $59,882
4 $88,714 $66,535
5 $95,811 $71,858
6 $102,908 $77,181
7 $110,005 $82,504
8+ $117,102 $87,826

Base sale prices for MIHUs range from $250,945 for a condominium to $322,000 for a townhouse. Prices vary depending on the size and amenities of the unit. Rents range from about $1,068 to $1,620. MIHUs are interspersed throughout each development and enjoy all of the amenities of each community.

An individual wishing to purchase an MIHU must fill out an application form during one of four open enrollment periods held throughout the year -- during the months of January, April, July and October.

For more information, call our MIHU Division at 410-313-6343.

To learn what happens after you submit your application read: " Now What" ?

The application includes information about the applicant’s income, assets and household size. In addition, an applicant may qualify for one or more purchasing preferences, such as: a first-time homebuyer, living or working in Howard County, or employed by County government, the school system, or a nonprofit organization.

Once an application is received and determined complete, the applicant’s name is placed on a waiting list. As MIHUs become available, eligible applicants are notified and invited to attend a lottery drawing to select an eligible purchaser for each home. The selected purchaser must contract with the seller, obtain a mortgage commitment, and pay all downpayment and settlement costs.

Applicants interested in MIHU rentals may apply directly to a participating rental community at anytime during the year. MIHUs are rented on a first-come, first-serve basis. MIHUs are interspersed throughout each community and residents enjoy all the amenities of the community life. Rental management addresses and phone numbers can be found on the Apartments for Rent page.

Homes for Sale  - updated April, 2017

MIHU Regulations

Read our most " Frequently Asked Questions" about our MIHU program.


Questions?  
Call the Department of Housing and Community Development at (410) 313-6318 for additional information about housing unit types, unit sizes, purchase or rental prices and further details about how you can become eligible for affordable housing opportunities.