Howard County Housing and Community Development

Announcement as of March 28, 2017 

Due to an increase in demand for funds from the Settlement Downpayment Loan Program (SDLP), funding is almost depleted. “While we regret suspending funding at this time, we are pleased to report that the program has helped more than 50 families purchase affordable homes in Howard County since July 2016,” stated Director Cimino.  For funding consideration, mortgage lenders must submit a complete loan package to the Department by March 31, 2017.  If approved for funding, the loan must close by April 21, 2017. Requests received after March 31st will not be considered.  The program will accept new loan applications after the new fiscal year begins on July 1, 2017. For additional information, mortgage lenders may contact the Department at (410) 313-6328. 

The Annual Housing Fair

The Housing Department is not hosting a housing fair this year; however, we offer many opportunities to help first time homebuyers prepare for homeownership in Howard County. 

  1. A monthly first time homebuyer workshop is held on the 3rd Monday of each month. To register for this class, please email Linda Phillips.
  2. There are 4 open enrollment periods for the Moderate Income Housing Unit (MIHU) homeownership program each year. The next one is April. The application will be posted on our website and can be submitted from April 1 -  30. For more information about the program, visit this page.
  3. During each MIHU open enrollment period, an MIHU workshop is scheduled for potential renters and homebuyers. To register for an upcoming MIHU workshop, please email Lisa Wiseman.
  4. The Department holds lottery drawings throughout the year to award MIHU homeownership units. In order to be included in a lottery drawing, the applicant must apply to the MIHU program during an open enrollment period and meet the minimum income and credit score requirement for the homes offered in each lottery drawing. Once an application is received, the applicant will receive a letter detailing next steps in the homeownership process.

Office Location
6751 Columbia Gateway Dr., 3rd Floor 
Columbia, MD 21046 
Phone: 410-313-6318