Director's Report



MIHU Monthly Reports



Request for Proposals/Pre-Application Conference – RENEW Howard


The Real Estate Charitable Foundation of Maryland, Inc., a 501 (c)(3) non-profit corporation (the “Administrator”), a supporting organization of the Community Foundation of Howard County, also a 501 (c)(3) nonprofit corporation, announces that it is soliciting competitive applications from eligible mortgage lending institutions to participate in a neighborhood revitalization loan program, REvitalizing Neighborhoods Everywhere in Howard County (“RENEW Howard”).  A copy of the RFP with Proposed Parameters for First Mortgage Loan for RENEW Howard (Exhibit 1) and RENEW Howard Master Participation Agreement (Exhibit 2) is available on the Administrator’s website at  or by clicking on the links below:


RFP                 Exhibit 1                     Exhibit 2                     RENEW Grant Agreement                     Grant Agreement Amendment


A Pre-Application Conference to discuss and answer questions relating to this RFP will be held on:


Thursday, September 13, 2018                   

            11:00 AM   

            9820 Patuxent Woods Drive, Columbia, MD  21046

            Room 212

If you plan on attending the Pre-Application Conference, please e-mail an RSVP to no later than 5:00 PM on September 12, 2018.  All applications must be received by the Administrator by October 15, 2018, 4:00 p.m. EDT.










FFY2011-2016 Consolidated Plan



Columbia Downtown Housing Corporation Annual Report (March 30, 2018)





Analysis of Impediments

In 1995 the U.S. Department of Housing and Urban Development (HUD) announced that entitlement communities- those communities that receive direct federal funding from Community Development Block Grant, HOME Investment Partnership and Emergency Shelter Grant programs - conduct a study of existing barriers to housing choice. The required study is referred to as the "Analysis of Impediments (AI) and is part of entitlement communities' consolidated planning process.

The purpose of the AIis to examine how state and local laws and private, public and non-profit sector regulations, administrative policies, procedures, and practices impact the location, availability and accessibility of housing in a given area. The AI is more than just a fair housing review. Instead it looks at the current state of fair housing choice and identifies specific barriers that need to be addressed for future fair housing initiatives to be successful.

Howard County is a member of the Baltimore Regional Group (BRG), a body consisting of several local entitlement jurisdictions receiving Community Development Block Grant (CDBG) and HOME Investment Partnership funds from the U.S. Department of Housing & Urban Development. As entitlement jurisdictions we commit to affirmatively further fair housing and conducting an AI to identify barriers to fair housing is the first step in satisfying this requirement.

The complete report will include both local and regional barriers to housing for Anne Arundel County, Baltimore City, Baltimore County, Harford County and Howard County and encompasses the examination of the following:

  • The sale and rental of both affordable and private housing;
  • The administration of rental assistance;
  • The financing of housing projects;
  • The policies that affect the creation, expansion and preservation of housing;
  • The policies and programs that affect community development, including outreach to minority, at-risk and financially fragile households; and
  • The availability of affordable housing and the affect on minority concentration.

Please see Howard County's Notice along with the Regional Analysis of Impediments and Howard County's Report. Also available is the Errata Sheet for the Regional Analysis of Impediments.